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ClearOne Advantage Review

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BestMoney Staff
Bestmoney Staff
Jan. 31, 20214 min read

ClearOne Advantage summary

ClearOne Advantage at a Glance

If your debts continue to climb with no sign of relief and you are unable to meet your monthly obligations, ClearOne Advantage’s debt negotiators may be able to help you find some breathing room. Its focus on debt settlement means its staff is excellently equipped to deal with any level of debt and delinquency, and often can succeed in having debt drawn down significantly. ClearOne also strives to alleviate customers’ debt relatively quickly, and only collects payment once customers have reached a settlement they approve and completed their first settlement payment.

Highlights

  • Accredited with the American Fair Credit Council
  • Success-based payment model
  • Normally settle debt in 24 to 48 months
  • Cover wide variety of unsecured debts
  • Simple application and qualification
  • Extensive educational resources
  • A+ rating from Better Business Bureau
  • No consultation costs or upfront fees
  • Full refund if not satisfied

Debt Relief Services Offered

ClearOne offers a 100% service guarantee as a sign of its trust in its services, and boasts an excellent success record of settled debt. It also provides a free professional consultation during which an expert sits with customers to review their financial information and determine if they are a good fit for the program.

As part of its satisfaction guarantee, ClearOne offers a full refund if you are not fully satisfied with your settlement program. All you have to do is notify them within 30 days of signing your agreement and you will be entitled to receive all funds in your account plus a full refund of all settlement fees.

ClearOne does not charge upfront or consultation fees to get started and only receives payment once a settlement agreement is reached and their customers have approved the plan.

Types of Debt Covered

ClearOne focuses exclusively on unsecured debt, and on amounts higher than $10,000, but it does allow for a wide variety. The company works with the following debts:

  • Credit Cards
  • Department Store Cards
  • Child Support
  • Personal Loans
  • Collection Agency Accounts
  • Federal Credit Unions
  • Payday Advances

It does not negotiate some of the more common loans such as mortgages and auto loans, however, it's always happy to work with customers to find the right settlement solution. It allows couples to roll their debts together into a single settlement plan, enabling an easier process of paying off outstanding debts.

Security and Privacy

ClearOne places a great emphasis on its customers’ data security and its privacy policy is very transparent. Though ClearOne does collect information, it is very clear about how it does so and what it uses it for, including improving its service. Furthermore, it only discloses customers’ details to third parties as part of its service and affiliated companies.

To encrypt any information that is transmitted across its website and to its servers, ClearOne relies on Secure Sockets Layer technology. Additionally, its physical servers are protected by both virtual and physical security measures that are industry-standard and feature several redundancies.

Help & Support

You can reach ClearOne by phone, email, and even fax. During our research, we found that the company’s representatives were all very well prepared. Agents we spoke to on the phone were knowledgeable about the settlement service, and answered all our queries promptly and courteously. Email inquiries were generally responded to within one business day and the phone line is available during weekdays on normal business hours. In addition, the company is active on social media, making it easy to reach out to them in a more instant platform.

Summary

Overall, ClearOne provides customers with an outstanding debt relief solution. It is focused on offering debt settlement negotiation, and it has an impressive track record of success. With an involved process that helps ensure customers are the right fit and have great better odds for a negotiated settlement, ClearOne works hard to guarantee that its customers can overcome burdensome debts quickly. A thorough interview and qualification, as well as a success-based payment structure, helps customers rest assured that ClearOne always works in their best interests.

Apart from settlement, ClearOne is committed to education, especially its insightful resources including articles, educational videos, and an upcoming series of webinars. All told, ClearOne is a great alternative for those individuals who have seen their debt spiral and are unable to continue making payments at current rates.

About ClearOne Advantage

Founded in 2007 by a group of finance industry veterans, ClearOne Advantage has quickly become a major force within the debt relief industry. The company focuses exclusively on settlement negotiation, and to this end have assembled a team of experts that are well-versed in the field and have deep ties to the industry. Moreover, the company counts with a host of impressive accreditations, including an A+ BBB rating alongside membership in the American Fair Credit Council as well as the United States Organization of Bankruptcy Alternatives. The company is based out of Baltimore, Maryland, but works with customers across several US states.

Physical Address

1501 S Clinton Street Suite 320

Baltimore, MD 21224

ClearOne Advantage ClearOne Advantage Compare Best Personal Loans

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

ClearOne Advantage
ExcellentReviews 6,389
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See what some costumers are saying about ClearOne Advantage
ClearOne Advantage
ExcellentReviews 6,389
on
Excellent
87%
Great
9%
Average
2%
Poor
1%
Bad
1%
  • author
    Lisa
    20 hours ago
    A New Beginning

    I just signed up to change my life and I cannot even put into words the weight that has been lifted off my shoulders! Meaghan Twomey is gracious, non-judge mental, caring and kind. Very thorough, explained everything in detail and gave me hope. I am so glad I choose Clear One Advantage and I look forward to brighter days. Thank you!

    ...

  • author
    Tina Allen
    a day ago
    New in program and hopeful

    Just beginning in program and a bit overwhelmed but very positive too. Jason Weeks couldn’t have been more helpful, friendly and caring. I’m looking toward a debt free future and possibly retiring sooner than planned

    ...

  • author
    Karen Smith
    a day ago
    Awesome service for some credit issues

    Awesome service for some credit issues

    ...

  • author
    Jason Shi
    2 days ago
    Ask for Adam Tuimala for assistance!

    I was connected to ClearOne Advantage through California debt relief program. I was greeted by Adam Tuimala, who was very friendly and knowledgeable, I spent 1 hour and 29 minutes on the phone with him and got all my questions answered. I reached out to another company prior (debtamerica) but wasn't greeted with the same level of professionalism nor did they provide me with any information or direct answers to my questions.

    ...

  • author
    Linda Bond
    3 days ago
    No problems

    No problems. Very courteous. Great experience.

    ...

  • author
    Sue Curry
    3 days ago
    I was put into a spot that I had to…

    I was put into a spot that I had to quickly do something about my finances So I googled my question and it brought me to ClearOne Dedita was great I explain what I was going thru n she helped me start the process.

    ...

  • author
    William Burke
    Jun 16, 2021
    Both Adriana and Ruth was very…

    Both Adriana and Ruth was very informative and professional. I will definitely recommend your service to anyone else needing it.

    ...

  • author
    Jess
    Jun 16, 2021
    Consumer Beware

    DO NOT, I repeat do not use this company to settle your debt! First and foremost, they are out to make a buck for themselves off your debt. They 'enroll' your creditors into their program and give you an estimate of the fees you will pay based on the balance of your accounts. What they do not tell you is that they will let your accounts continue to accrue late fees and interest, therefore increasing their fees as well, as it is a percentage of the settlement. They also let two of our creditors go to court so now we are dealing with small claims as well. When I called to remove the remaining creditors from my account as I have found if I just reach out to them myself, I am able to get just as good of a settlement without also paying the fee to Clear One, I was treated so rudely and hung up on. The customer service is AWFUL! If you have a pending settlement you get through right away, because they want their money, if not expect to wait 30min or longer every time you call. Bottom line if you can call your creditors, they will work with you trust me we had a lot of them, and I settled 6 myself so far. It takes a little patience and understanding on your part, but you will save a ton of money and get out of debt so much faster if you STAY AWAY from Clear One!!!

    ...

  • author
    Annmarie Cena
    Jun 16, 2021
    Jonathan Wilde was exceptional in…

    Jonathan Wilde was exceptional in helping me to consolidate my debt. I felt like I was drowning and he saved me. He explained everything very clearly and was very knowledgeable on how debt consolidation works. He was able to get my payments down to 1 low payment a month. I highly recommend him and this company

    ...

  • author
    Shane Jacques
    Jun 16, 2021
    Kristin Meyer is a prime example of…

    Kristin Meyer is a prime example of what everyone involved in customer service and account management should emulate. From the moment she first introduced herself, she has been polite and personable. Her attitude radiates through every point of communication (both via phone and email). She was equally thorough and patient in explaining the services offered. Her follow-up communication was streamlined and helpful. It's refreshing to see such empathy in a customer service and sales role. Not once have I felt like I'm just another call in the queue.

    ...

  • author
    Mark Love
    Jun 15, 2021
    Terrible customer service.

    Terrible customer service.

    ...

  • author
    Katrina Cuts Hair
    Jun 15, 2021
    John was very helpful and took the time…

    John was very helpful and took the time to thoroughly explain everything. I have much greater peace of mind knowing that I’m moving in the right direction with my credit card debt now

    ...

  • author
    Moh Ali
    Jun 15, 2021
    thank you Jeremy Cogmon

    thank you Jeremy Cogmon. He is a lifesaver. He is kind and patient

    ...

  • author
    Charlene Adams
    Jun 13, 2021
    I want to give a shout out to Adam…

    I want to give a shout out to Adam Tuimala and thank you. He is a lifesaver. He is kind and patient and has given me a second chance from unforseen circumstances.I will be recommending him to my friends.

    ...

  • author
    Esther Archuleta
    Jun 11, 2021
    Shout out to Mr Steve York

    A gratitude to Mr. Stephen York for his professionalism, honesty and overall great customer experience.

    ...

  • author
    Daniel Miller
    Jun 11, 2021
    Good so fat thanks to Carmelo.

    Good so fat thanks to Carmelo.

    ...

  • author
    Vanessa Joseph
    Jun 11, 2021
    Relieved!

    Anthony explained and answer all questions pertaining to program to include history of company. Anthony voice projected confidence and it was reassuring that he was "the real deal". He was very knowledgeable about credit and debt and how it affects one's lifestyle.

    ...

  • author
    Ciara Allison
    Jun 10, 2021
    Jonathan Wild excellent customer service…

    Jonathan Wild did a phenomenal job in helping me thru the process in trying to become debt free. There was no judgement. He listens to you. Helps guide you thru the process. Answers any questions. No pressure to do it. In fact I was ready to jump on board and he actually wanted me to wait to talk to my husband about it first. He wants to make sure the program is going to work for you.

    ...

  • author
    Peggy Foley
    Jun 09, 2021
    Excellent experience

    Jason Chaplinski was so helpful and kind. It was a pleasure working with him. The process was very streamlined and gave me a sense of relief that there was something and some one who could help and not be judgemental. He also made a suggestion regarding my home insurance coverage and he was right on. Thanks, Jason.

    ...

  • author
    supermario madman
    Jun 08, 2021
    TEXAS DEBT RELIEF HERO TONY CURCIO

    Anthony Curcio was a total master of his craft. I came at him hard and indignant initially, and he walked me back from the cliff and into an incredible refinance loan/opportunity. I was about to cry sad and pathetic tears out of frustration, and then I was crying tears of joy and laughing hysterically before I knew it. What a guy that Anthony.

    ...

  • author
    Karen
    Jun 08, 2021
    Steve was very helpful he answered all…

    Steve was very helpful he answered all my questions put me at ease was very informative and gave me a very clear picture of my of my future. Hea was able to understand my needs Thank you

    ...

  • author
    Adam Chavez
    Jun 08, 2021
    Great service

    I am a member of clear one advantage and they have been a great service to me very nice representatives and professional at what they do i will recommend their service's a 100 % to everyone that needs help Thanks again for your great service , Adam Chavez

    ...

  • author
    Josh Anderson
    Jun 08, 2021
    Stephen York

    Stephen York - Very helpful, super down to earth and easy to talk to. Best phone call I ever answered. Thank you so much for all the help!

    ...

  • author
    greg lyon
    Jun 07, 2021
    Steve made it really easy to save money!!

    Stephen York was so helpful, he made it very easy to get set up. He walked me through the entire process with no trouble at all. I’m going from about 1,000 in bills a month down to $260 a month!! Thanks so much, you guys are awesome!!

    ...

  • author
    John Jean
    Jun 07, 2021
    Adam Tuimala

    Adam Tuimala, was very helpful in answering all my questions. He did a wonderful job and he did not pressure me into making decisions I didn’t want to make. I appreciate him for showing concern and listening. Thanks again Adam Tuimala.

    ...

  • author
    Bridgette Robinson
    Jun 05, 2021
    Adam T

    Adam T. was great to work with. He was very personable yet still professional. He took time to ensure all program details were understood. He was also very flexible about arranging times to talk that were convenient for my schedule.

    ...

  • author
    E.J. Meyers
    Jun 04, 2021
    Mrs Johnson was very polite

    Mrs Johnson was very polite, very knowledge of the process. Her communication with me , made me feel she wanted me to really understand the information and the process. I truly appreciate the patience she gave me with my hearing challenges. Adding another creditor was easier than expected. Continue the good work Ms. Johnson!

    ...

  • author
    Kathilyn Webber
    Jun 03, 2021
    Happy

    Just starting with COA and happy so far

    ...

  • author
    Sarah Hamilton
    Jun 03, 2021
    Tianna is the best

    Tianna was so helpful and understanding. She explained every detail about the program and was very patient with me. I have been burned in the past by other companies claiming they could help me and so I was nervous about signing up for this program. But Tianna gave me the reassurance that I needed and helped me to feel confident that Clear One Advantage could help me.

    ...

  • author
    Wanda Collins
    Jun 03, 2021
    Adam Tuimala

    Adam Tuimala was very informative and explained all in detail. Very easy to work with.

    ...

  • author
    Kerry Castellon
    Jun 03, 2021
    The man was so helpful although I…

    The man was so helpful although I didn’t qualify for service he gave me excellent credit advice and if im in need eventually or know someone who is I’ll definitely recommend you

    ...

  • author
    Drake
    Jun 02, 2021
    Horrible company to use don’t use them

    If I could give clear one advantage zero stars I would. This company is the worst company ever. They lie about calling you back and then say that they have tried to contact you and that your phone keeps hanging up on them.. all lies! I have repeatedly asked to speak to a supervisor and still have not gotten a call. Customer service is disgusting and if I could give anyone any advice it would be to not ever use this company to help you with your debt. They can’t negotiate a thing. I can negotiate better for myself without all the fees they charge me. This is not a good company to use so if I were anyone reading this don’t!

    ...

  • author
    Victoria Montes
    Jun 01, 2021
    you guys are awesome and the customer…

    you guys are awesome and the customer service: 10/10 would recommend!

    ...

  • author
    Cristiane
    Jun 01, 2021
    Fake 5 stars reviews

    The customer service representatives write reviews about themselves with 5 stars in order to bump up their ratings. Read the reviews that are 4 stars or less to get an accurate description of their work.

    ...

  • author
    John Malanchak
    May 30, 2021
    Adam Tuimala was amazing he was very…

    Adam Tuimala was amazing he was very professional and helpful. Was able to save me alot of money.

    ...

  • author
    Frankie Furgele
    May 29, 2021
    Positive, Positive, Positive!

    I wanted to post a quick positive review saying how helpful and explanatory Jeremy Cogmon was in helping me understand the debt management program that I recently signed up for. He was patient, knowledgeable, and efficient.  This was one of the best customer experiences I have ever had, and I hope you are able to give him a little something because he really made things easy for me as I am clueless about this type of stuff! ClearOne Advantage, LLC has been truly appreciated, as I was screwed over many times by spam debt/loan companies, so you guys definitely should be proud to have such great reps working for you! Thank you!!

    ...

  • author
    Terry
    May 29, 2021
    Adam Tuimala was VERY helpful in…

    Adam Tuimala was VERY helpful in explaining everything clearly so I understood what the process would involve. I am looking forward to working further with him.

    ...

  • author
    Mauledbyabear
    May 29, 2021
    I'm very pleased with the progress…

    I'm very pleased with the progress we've made since signing on with Clear One, a huge weight is off my shoulders, I'm still able to pay other bills and on my way to being debt free. I cannot thank them enough!

    ...

  • author
    Scott Wright
    May 29, 2021
    Thank you !

    This is something that I’ve been wanting to do just couldn’t do it until now. I don’t have much CC debit but it was getting to the point where I needed to fix it before it got worse. Mark Miller helped me so much and I’m very happy I was able to work with him! Thank you for your help in fixing my future

    ...

  • author
    Jose Sanchez
    May 28, 2021
    Good job

    The pleople do good job

    ...

  • author
    Lgstjacques
    May 27, 2021
    I searched for a debt consolidation…

    I searched for a debt consolidation program and got a notification in the mail for Clear One. After experiencing a horrible mess with another one I was a little leary of getting in another mess. I contacted them and started to ask a lot of question to the Associate named Israel Watson, who is absolutely fantastic. We had numerous Conversation and was great explaining how the program worked. He made me feel so confident that I filled out all paper work and now in the program. You need advise contact him. He is great

    ...

  • author
    D S
    May 27, 2021
    Stephen Y

    Stephen Y. was amazing, highly recommend. He made the process trustworthy and easy and friendly. I'd highly recommend him and his assistance to anyone. Thank you for all that you do! Danielle S.

    ...

  • author
    Jose Mobley
    May 27, 2021
    I started my program with Clear One…

    I started my program with Clear One Advantage in September of 2018, and I just completed it May of 2021. I had a total of 5 creditors and sums owed varied from 14,000 down. After some research I opted to give CoA a shot and the initial process was easy, confidential and the person at the other end was very understanding of my situation. The customer service staff is very helpful and willing to assist to the extent they are permitted. The middle management, in my experience, have some good ones and also some bad ones. Let me explain, a “negotiator” will try to assist you with your already fixed monthly payment and in some occasions add an extra $50 will benefit paying one of the smallest creditors quickly. On another occasion when the creditor that I owed over $14000 threatened with taking me to court I did not get any assistance from CoA and the “negotiator” I dealt with in a very nonchalant fashion told me to go out there and find me a loan or increase my monthly draft to over $1K (but wait a minute, if I had that kind of money I wouldn’t need to be in the program!). To make a long story short, I ended up in court and yes, I had to eat humble pie. I had been in the program for two years and I wrote a letter to my credit union explaining my situation and showing that I responsibly was paying my debt down. They were very gracious and gave me a loan to satisfy that debt. I also reached out to CoA to ask for some legal advice or in my own naïve way, ask for CoA legal representation which is nonexistent. While in the program with CoA I must say that as long as I made my monthly payments, there is no interaction between you and management. There are no innovative new ways by management or CEO to assist the responsible customer other than a couple of times I was approached and asked to apply with X company for a consolidation loan (due to my good paying history) but both times I was declined because my credit was no good regardless of my current payment history. I learned that you must take the bull by the horns when it comes time to deal with your creditors, out of my 5 creditors I had to deal separately with two; the one I explained above and another one that I owed $10K which was also on the brink of suing me. The fact that all these consolidation debt companies tell you to skip and make no payments when you start their program can be nerve wracking specially with those that I owed more than $10K. So, with this second creditor I had a very understanding person at the other end and I agreed to make low monthly payments and thus save my already damaged reputation. Therefore, it was easier for CoA to deal with low debt creditors and for me to complete the program this way. I also accelerated my payments to have my last CoA creditor paid or settled by beginning of May BUT CoA would not release the pay off until the end of the month despite my request to pay it off earlier in the month to help with my credit score. My own thought is that they hold the payment in an escrow account and perhaps make money off interest. In sum, my advice is for the potential customer to do a lot of research and apply what’s more beneficial as everyone’s case is different. If you have debt over $10K with a creditor I would not recommend CoA. As for the CEO of CoA, he or she is making lots of cash in fees and I am sure the board of directors must be very happy; however, in the human aspect of assisting their customers I give him/her an F grade. You would think or hope that after demonstrating you are a responsible pay customer there would be a plan to assist in cases when the customer must face the court. Yes, I understand CoA is not in the “game” of making loans but when someone is in a pinch it would be a huge stress relief to see someone to help you out. Let’s be innovative CoA! So finally, I’m almost debt free and yes, I must admit that being in a program and adhering to a monthly payment finally paid off. My credit score has improved and if you have read this far, I wish you a very successful completion of whichever debt consolidation program you choose. Yes, there is light at the end of the tunnel and from now on if I don’t have it (cash) I don’t buy it!

    ...

  • author
    Ron
    May 26, 2021
    We just recently spoke to Wilson…

    We just recently spoke to Wilson Leguizamon. And we cannot say enough nice things about him he’s a very loving very very kind caring man he made us feel very at ease by helping us through our situation his explanation was markedly clear and we are ever so blessed and grateful for him. The company is so blessed to have a wonderful man like him to work for them there’s not very many people in this world that are honest and that have love and compassion in their heart as he does and my husband and I are very grateful we thank him from the bottom of our hearts sincerely Ronald Sandra Sandra Kirk

    ...

  • author
    Jeanine Mendoza
    May 26, 2021
    Tim Bennett was awesome to work with.

    Tim Bennett was awesome to work with. I started getting cold feet to go through this process but after talking to him and him being so understanding and not ever once pushy. Made it all make sense to just to get this going to be debt free sooner than later. With the program I was offered. I could not get out of debt the route I was going. Taking a different path will eventually get me back up and running again. NOT having all this debt on my shoulders and weighing me down. Thanks again Timothy. YOU ARE AWESOME!!

    ...

  • author
    Mark
    May 25, 2021
    Mr. Mark

    Mr. Mark Miller walk me through all the details I needed and at the end of the day, all my questions were answered before I even asked. He is very patient, professional, respectful, and understanding of my situation. He clearly understands my needs and gave me thoughtful recommendations for which I signed up. I appreciate all the help, Mr. Mark Miller

    ...

  • author
    DANIEL TAYLOR
    May 25, 2021
    Have been in the program for almost two…two month update

    Have been in the program for almost two months and all is going good so far. Time will tell before I can give an approval on the whole process but can update after maybe six months or so. But, good so far…

    ...

  • author
    lenc8
    May 24, 2021
    Honest, Forthright Debt Counselor

    My debts saturated my limited pay and it seemed impossible to get out of debt. ClearOne Advantage counselor Ms. Deita Bourgeois worked with me and answered every question I had without making any promises other than they would help me help myself. She gathered the information and explained every inch of the process and what I should do and who to talk to. The paperwork was clearly understandable and easily transferred through electronic mail. They set a path for my success that is simple and clear. I feel lucky to have found this company!

    ...

  • author
    Tammi Wetak
    May 24, 2021
    Every call has been very pleasant

    Every call has been very pleasant, informative, and helpful. I am so thankful I decided to reach out to your company.

    ...

  • author
    Dennis D
    May 23, 2021
    Jason M is Amazing

    Jason M. Is a wonderful person to assist me into figuring out an option that is best for me. Very patient and understanding in the tough situation we all live in known as COVID-19. Jason breaks down into details into what type of loan I’m associating myself and companies I am working with. If anyone is considering a loan please call and ask for Jason he is the best man for the job to get you the information you need and also the service.

    ...

  • author
    Leslie L Kaye
    May 22, 2021
    Outstanding Experience

    Wilson Leguizamon eased my anxiety that I am experiencing because of finances.....set up my account with ClearOne ...perfection. Wilson is outstanding on every level: EQ = emotional intelligence, IQ, verbal and communication skills, knowledge about ClearOne and much more. Wilson is truly an exceptional employee in every way! I have worked for 40 years and hired and trained inside sales people.....you are very fortunate to have him represent ClearOne. I am a former client of your company and doing business with you was very successful for me --in 2019 I completed my contract with you. Thank you, Wilson, from me personally....you are a shining star .... One in a million .... you brought peace into my life as a senior citizen which I greatly appreciate.

    ...

  • author
    dinson
    May 22, 2021
    COMPASIONATE AND VERY ACCOMODATING

    COMPASIONATE AND VERY ACCOMODATING

    ...

  • author
    Traci Stelley
    May 21, 2021
    Really please with how professional and…

    Really please with how professional and kind Eddie Chavez was when going over the program with me. After reading all the other reviews and their rating I knew I made the right decision. Would diffently recommend to anyone that ask me.

    ...

  • author
    Martris Drayke
    May 21, 2021
    Dominic Austin was a very big help

    Dominic Austin was a very big help, he's fun to talk to and isn't just a robot who's getting the job done to clock out at the end of the day.

    ...

  • author
    Lora Puffenbarger
    May 21, 2021
    Damian Hill was Extremely helpful

    Damian Hill was extremely helpful, he was very patient and explained everything clearly. Once again thank you so much for taking the time to work with me, i will definitely be referring people over to him if they have a need

    ...

  • author
    Trudi Rainbolt
    May 20, 2021
    Welcome call was polite and…

    Welcome call was polite and informative. Lady was very helpful.

    ...

  • author
    Marjorie Reynolds Martin
    May 19, 2021
    Damian Hill was very informative & made…

    Damian Hill was very informative & made me feel comfortable with my decision to get debt relief. Was a fast process & a heavy weight lifted— thank you so much!

    ...

  • author
    Alexandra Michelle Whitaker
    May 19, 2021
    Great customer service

    Great customer service, really helped me & provided useful information.

    ...

  • author
    Lory Garcia
    May 19, 2021
    Great help and resourceful

    Anthony was very helpful and informative of everything. Polite and excellent customer service.

    ...

  • author
    Melissa Rebry
    May 19, 2021
    Anthony is extremely helpful

    Anthony is extremely helpful, very knowledgeable, he answered every question I had

    ...

  • author
    Megan Cook
    May 18, 2021
    I spoke to Sean on the phone and he was…

    I spoke to Sean on the phone and he was so great! Very patient with my questions and explained everything clearly. I will definitely be referring people over to him if they have a need. Thanks again, Sean!

    ...

  • author
    Alfonso
    May 17, 2021
    Just spoke on the phone with Joshua…

    Just spoke on the phone with Joshua Dawson much appreciate the information and how he explain the program , very knowledgeable person . Once again thank for your time ,it speaks volume. Most definitely I'll contact him soon to start the program and depths free.

    ...

  • author
    Travell Green
    May 15, 2021
    Adam Tuimala was awesome

    Adam Tuimala was awesome! I had to take out a high interest loan and then I felt like I was drowning. I made the call and Adam explained exactly everything I wanted to hear. He explained the process and we went over my budget. So excited to have an opportunity to be in this program!

    ...

  • author
    michael haire
    May 15, 2021
    Adam Tuimala was phenomenal

    Adam Tuimala was phenomenal! I had recently went through a divorce and my credit cards was getting maxed. I had to take out a high interest loan and then I felt like I was drowning. I made the call and Adam explained exactly everything I wanted to hear. He explained the process and we went over my budget. Once we got everything figured out I’m saving over a $1000 a month and the best part is each month I get closer to living debt free. I can’t thank Clear One Advantage and Adam enough! Thank you!

    ...

  • author
    James Mosley
    May 14, 2021
    Initial experience

    Initial experience, Haven't experienced the Product yet. Jonathan Wild was a phenomenal salesperson. I came in as a severely skeptical customer and was only in it to see if it was an option. Jonathan plainly explained the details of the agreement and fees, he made sure i was completely aware of everything about this and by the time he asked me "Any questions" there was not a possible thing to think of because he already answered almost every possible scenario. This gentleman was very well mannered and honest and could serve as the "Model" sales rep that every other company needs to base their sales rep on. Jonathan made me laugh and even had me talking about my personal life, he makes it easy to talk to as a customer. As a manager in sales for a different industry it severely impressed me that the kind of skill and character Jonathan has is even possible. Promote this man. Give him a raise. Something. I'm confident that the services i was sold today will be a good service and that I can sleep comfortably tonight knowing that I no longer have to worry about my collection woes. P.S Jonathan- Go ahead and build that gaming computer man, you'll never want to go back to console.

    ...

  • author
    Beverly Watkins
    May 14, 2021
    Justin was amazing at explaining ALL my…

    Justin Willard was amazing at explaining ALL my options to me and making the process completely transparent. He did not hound me and gave me the time, space and resources to think the process over

    ...

  • author
    Kim Tucker
    May 14, 2021
    A weight has been lifted

    Justin Willard was my representative and was extremely friendly helpful. He made what would have been an extremely difficult situation a bit easier by being very personable and providing was was clearly knowledgeable advice. I am just beginning the program, but feel 100% about my financial situation than I did yesterday!

    ...

  • author
    Esmeralda Ana Bravo
    May 13, 2021
    Today I spoke with Ty Smith

    Today I spoke with Ty Smith, Account Executive, concerning by economic debt, he managed to turn a very difficult phone call into a surprisingly informative and pleasant one. Thank you Ty for your help.

    ...

  • author
    OPHELIA MYERS
    May 13, 2021
    awesome

    I highly recommended COA!!! Steve York was beyond helpful. He made sure that I understood the process and go over the important of being debt free and able to breath again. I want to say thank you Steve for putting extra effort and being patient with me and helping me understand that there is a away out of debt .Its clear that you care about your work and take time to explain in detail and have a positive outcome. You maintained a positive attitude and continued to be best. I'm really happy with your service and a huge stress lifted out of my shoulder . Thank you so much Steve York!!!

    ...

  • author
    Martha Trujillo
    May 12, 2021
    Johnathan Wild was beyond helpful

    Johnathan Wild was beyond helpful. He made sure that I understood the process and he made sure that I wasn’t going to stress out more than I already was due to my debt that I had accumulated. I want to say thank you Johnathan for being patient with me and helping me understand that there is a way out of debt. I feel optimistic again and I feel like I can look forward to my families future.

    ...

  • author
    Shawna Wyatt
    May 12, 2021
    I highly recommend Clear One Advantage

    I highly recommend Clear One Advantage! Justin Willard was very knowledgeable, understanding, and reassuring.

    ...

  • author
    Joanne Jarvis
    May 12, 2021
    Mark Miller of Clear One Advantage

    Mark Miller was very professional in handling my debt issue and was very personable in his phone ettiquette.

    ...

  • author
    Amanda Lodoza
    May 12, 2021
    Unlike most customer service calls

    Unlike most customer service calls, I felt like I was talking to a real person who was focused on me and not the script. I was treated with kindness, dignity, and compassion. I was instilled with confidence in the process and trust in the folks representing me. In addition to debt resolution services, I have been given hope for my future. My health has been positively impacted as my stress levels have dropped to levels I haven't felt in years. I am filled with gratitude. My only regret is that I didn't find Clear One Advantage sooner.

    ...

  • author
    Taylor Bowman
    May 12, 2021
    Great so far!

    So far, they've been a huge help. They're patient, make sure to explain everything and answer all questions, and they're extremely understanding... which, when you're dealing with tough financial situations and stress, is crucial. They were quick to find the best solution for me, and already, I feel optimistic about where things are headed; i can tell they genuinely want what's best for the clients.

    ...

  • author
    Dena Harmon
    May 11, 2021
    Everyone I have worked with so far have…

    Everyone I have worked with so far have been very helpful, very friendly and knowledgeable. I want to thank you all for helping me on my recovery of debt.

    ...

  • author
    Terence Coursen
    May 11, 2021
    I would like to thank Michele Sanders…

    I would like to thank Michele Sanders for helping and guiding my wife and I through this process. She explained things and made things simple for us. I appreciate that so much. She was very thorough , throughout the process. She was very friendly and very professional and spoke to us like she really cared about our situation. We are thankful to this kind woman. May God bless you Michele as you help others. Thank you again. Terence & Darlene

    ...

  • author
    Brian Bautista
    May 10, 2021
    Mr. Israel Watson

    Mr. Israel Watson guided me through all the process and cleared me up with all my queries. It was a great experience.

    ...

  • author
    Cristy Torres
    May 10, 2021
    Great Friendly Agents

    Mark Miller was very diligent, knowledgeable and super easy going. An awesome agent to work with. He made sure all my questions and concerns were answered in a timely manner, and he never tried to rush me off the phone which is always plus. Please give him a 10/10.

    ...

  • author
    Kailee Varley
    May 10, 2021
    I enrolled with Clear One Advantage in…

    I enrolled with Clear One Advantage in July of 2020. They reached out with a couple settlement offers and I declined them. After logging into my account, I noticed that my escrow account balance was missing almost $1,500. I called clear one advantage and found out that they went ahead and approved my settlements after I declined them, and authorized a couple more without speaking to me. I decided to cancel with the company at the end of March. I was told that my funds would be electronically deposited back into my account. It’s now the middle of May, and I have not received my money back. I’ve called several times and can never get a straight answer. Multiple times I’ve been left on hold for over 45 minutes and then hung up on. The customer service and shadiness of this company is appalling.

    ...

  • author
    Shelby Lynn
    May 10, 2021
    10 out of 10

    Nicest person I’ve ever spoken to

    ...

  • author
    Jesus Pabon
    May 09, 2021
    Excellent

    The counselor was very helpful And guide me to all the steps

    ...

  • author
    Anastacia Billman
    May 08, 2021
    Adam Tuimala was extremely helpful in…

    Adam Tuimala was extremely helpful in getting me back on track financially. I'm most thankful to him for his assistance.

    ...

  • author
    Jessica N.
    May 07, 2021
    Finally Genuine Customer Service

    I'm so thankful for the time,help and amazing customer service I received from your representative Justin Willard! I have to say i was hesitant about what type of help I would get in this process of trying to repair my credit,to allow for my fiancé and I to purchase our first home. I honestly thought I was going to have to contact these creditors on my own. If I would be judged by my financial situation. The enitre process felt genuine and Justin was able to help me every step of the way. I have a huge weight lifted from my shoulders, that someone is finally going to help me reach my goal of being debt free and on the road to achieving my goal of homeownership. The whole process was very well explained. Everything discussed was given to me in writing (email).I am going to recommend your company to my family and friends who have also had to deal with debts during this pandemic.Thank you again for the peace of mind that this whole process has given me.

    ...

  • author
    Carolyn C
    May 07, 2021
    Israel Watson

    Israel Watson, was very helpful, polite, very professional, very knowledgeable... Thank you!

    ...

  • author
    Maxine
    May 05, 2021
    Agent mark miller was very precise and…

    Agent mark miller was very precise and honest took me thoroughly through my options helped me make a decision to what options to use excellent customer service.I would definitely recommend him to my friends or family . He deserves a 10 out of 10

    ...

  • author
    Daniel Cecil
    May 05, 2021
    Excellent communication and very…

    Excellent communication and very helpful.

    ...

  • author
    Scott Kibler
    May 05, 2021
    Great to deal with…

    It has been a great please dealing with Adam Tuimala. Debt is never an easy subject for me. Adam made it super easy to bring thing to light and explain the for process. He was understanding of our time as well.

    ...

  • author
    Rick
    May 04, 2021
    I am very pleased that I reached out to…

    I am very pleased that I reached out to ClearOne to assist me with setting up a depth relief program. Mark Miller was extremely helpful in getting me started. He explained everything to me in great detail that I understood, and his patience was greatly appreciated. I would recommend ClearOne to anyone who has overwhelming debt, I would also recommend Mark to take you through the process!

    ...

  • author
    Benjamin Fischer
    May 03, 2021
    Mark Miller was a great consultant to…

    Mark Miller was a great consultant to work with. I am feeling a lot better about my situation.

    ...

  • author
    Marina Phommabouth
    May 01, 2021
    I just signed up with ClearOne and…

    I just signed up with ClearOne and Joshua Dawson has been a big help. He's so nice and understanding and listens. He made sure he was clear and thorough before we moved onto other parts of the topic. Thank you so much.

    ...

  • author
    Annyomous
    Apr 30, 2021
    Very satisfied with the help and explaining they gave me

    Wry satisfied with the explaining of the problem very professional and friendly

    ...

  • author
    Ekaterina Fisenko
    Apr 30, 2021
    Anthony Curcio was the best

    Anthony Curcio was the best. Professional. Knowledgeable. He made the whole process fast and easy. That person made my day. I am glad to realize that people like that exist. Thank you, Anthony

    ...

  • author
    Steven Santiago
    Apr 29, 2021
    Probably one of the best decisions I made

    About 5 years ago, I was doing bad financially and decided to enroll in a consolidated credit card program (ClearOne Advantage) I was extremely nervous to join but I knew I needed to find a solution to pay all my credit card debt since I was overwhelmed. I recently graduated from this program and I can honestly say it was one of the best decisions I ever made. I was able to pay a monthly payment I could afford and managed to pay $24,000 in debt. Every person I spoke with at ClearOne Advantage was extremely professional and respectful to my needs. If you find yourself in a similar situation I wouldn’t hesitate to enroll as long as you set realistic expectations for yourself! One of the best feeling in the world is being DEBT FREE! Thank you ClearOne Advantage for guiding me through this process.

    ...

  • author
    Heather Martinez
    Apr 29, 2021
    Biggest scam!! Regret doing it

    To be honest in the beginning everything was great, my payments were lower and I only had to worry about what I needed to pay them. But as time went on I noticed that I was only getting like two hundred dollars off the actual balance because they charge sooooo much for their fees! Then they tell me that they needed more money if I wanted to pay my debt off faster, so of course I do it. It never really got faster. I ended up taking a creditor off because it was so slow and my credit score went down so much I still don’t know if I’ll ever recover. Let me tell you what made me write a review... I got a text message saying “Great news since you have been doing so well we have an offer for you to help pay of your debt even faster” I’m thinking anything would be faster than what they are doing, so I call. Long story short the “partner” with a loan company that’s going to charge you a $2,000 up front fee AND 24.99% interest! My monthly payment was going to be over $650 a month! It’s so frustrating because if I had that kind of money I wouldn’t be needing a company to help save me money! This is the biggest scam and I regret ever starting this process. I know that what they say on the phone makes you think they care, but they DON’T they are just looking to make money off you when you’re at the lowest point of your life. I’m a sucker and I fell for it. Don’t be like me.

    ...

  • author
    Christie Doss
    Apr 29, 2021
    I have used ClearOne a couple times and…

    I have used ClearOne a couple times and have been nothing but satisfied with them. Jonathan Wild helped me today and he was patient and very compassionate. He worked with me to get this done all through email as I was at work and could not call in. Within just a few minutes of talking to him he told me which creditors I could add to the program and how much I would be saving. This is a huge burden off of me and I am very thankful to ClearOne for all their help. Thank you Jonathan you were great!!

    ...

  • author
    Christina Valenti
    Apr 29, 2021
    Great help and very nice and patient.

    Great help and very nice and patient.

    ...

  • author
    Craig Allen Fravel
    Apr 28, 2021
    I can finally breathe...

    After years of dealing with banks and building up debt due to hardship and low wages/high cost of living, it was a breath of fresh air to talk with Carmelo today. For the first time, I feel like my problems are solved, and I'm able to sleep knowing I can pay down my debts easier and faster.

    ...

  • author
    Dee Sanchez
    Apr 28, 2021
    The best service ever

    The best service ever! Steve is an angel from heaven! He is so sweet and understanding. I never felt judged by him at all. I’ll be able to sleep tonight! What a blessing! I’m so glad he called me when I didn’t finish my online application!!😘🙏🏼😢

    ...

  • author
    Jeffrey Ticer
    Apr 28, 2021
    Carmelo D'Amore Was awesome he helped…

    Carmelo D'Amore Was awesome he helped get everything lined out and took care of the hard work!!!!

    ...

  • author
    Michelle St Denis Matzka
    Apr 27, 2021
    Amazing service

    Chad Nelson in the AZ office was absolutely amazing. He was kind and patient, listened to me and answered all of my questions and did not miss a detail. Having worked in Customer Service for several years, associates like Chad are few and far between. He is most definitely an asset to your company. Michelle Matzka Thank you

    ...

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